Stories from First-time Homebuyers
Depending on who you speak to about homeownership, there’s no doubt you’ll get a wide variety of responses. At Hamilton, we obviously know how the pride of homeownership can deeply impact a young couple starting out or an older couple with grown children who’ve spent a lifetime making memories in their home.
Here are a few examples of how some of our customers took the leap of faith and left their rentals behind for a home they can call their own:
“After graduating from college I just wasn’t ready to purchase my own home. Having student loans and still trying to find a good, stable job, I ended back home with my parents for a period of time. After a while I eventually rented an apartment and found that rent alone was draining my monthly budget. And for what? Nothing ever truly felt like it belonged to me, but I wasn’t sure if I could afford a down payment. I finally took the time to sit down with a mortgage consultant that a friend linked me up with and I realized that it was possible. So I made it my goal to start house hunting and getting my paperwork in order so by the time my lease was up a year later I could finally have my own place. Now I’m an official homeowner!” – College grad
“I worked the night shift as an ER doc and for years I struggled with trying to sleep during the day when nearly everyone else was out and about. Not the easiest thing to do in an apartment complex. Over the years my income increased and I finally decided it was time to look into buying a home. I was able to get a great rate and found the perfect place close to the hospital. Now it doesn’t matter what shift I work, I don’t have to worry about noisy neighbors!” – ER doctor
“My family lived in a two-bedroom condo along the beach for years. It started as a little rental when my husband and I first got married but eventually we had kids and the thought of leaving was hard. It was small, but it had an amazing view of the Intracoastal. I would jog each morning along the trail nearby and always felt safe. Over time I knew that we needed to be more realistic and consider buying a home in a better school zone with more space for all of us. My husband’s friend recommended a great real estate agent and she put us in touch with Hamilton. We now have a beautiful home, new construction too, in a great neighborhood. Turns out we qualified for a flexible construction loan, and looking back, I can’t imagine ever renting again!” – Growing family
Making the switch from renting to owning can sometimes be an emotional decision. We love hearing stories from customers who are so thankful they took the jump. Having an experienced mortgage consultant that understands your financial picture can make all the difference. If you’ve been thinking about purchasing your first home, please contact us so we can sit down with you and learn about your goals. Together, we can make your dream of homeownership come true.